Blog Every Day in May - Health Insurance

Day 22, Wednesday: Rant about something. Get up on your soapbox and tell us how you really feel. (a pet peeve, a current event, a controversial topic, something your husband or roommate or neighbor or boss does that really ticks you off)
I am so sick of health insurance companies.  They keep taking more money and increasing the rules that you must follow.  I got a letter from my health insurance provider telling me that since I am taking the same prescription on an ongoing basis they will no longer pay for it to be refilled at my local pharmacy.  Now I have to have it filled by their mail order company.  

I am paying the same amount of money that I have been paying, but they can chose to give me less service for the money.  They have complete control and I have none.  I can't decide to leave this insurance company, because who knows when something major will come up and I would have no insurance.  They can do anything they want and we have no choice.
Insurance companies have made record profits since the new health care reform has been passed.  It is reported that even though they are making record profits they are getting ready to increase premiums 116% in the next year.  
I guess if they can choose to not pay for my prescriptions to be refilled they can make more money.  They won't even pay the same amount they would be paying the mail order company.  They just will not pay for the prescription at all.
That means I will have to switch my prescriptions to mail order or pay big bucks for them.  I received the letter and hadn't gotten it taken care of and my prescription was due.  I couldn't wait for the mail order so I had to get them from my pharmacy.  That prescription cost me 3 times what it had cost the previous month. 

I am paying higher premiums, have a higher deductible than last year, and I can't get my prescriptions without dealing with a pharmacy that I know nothing about.  
Luckily, my cholesterol medicine is available for free though the local supermarket pharmacy.  How much money have the insurance companies saved because the Walmarts, Meijers, and other are offering prescriptions for a very low price or free?  
Maybe they should just take our money and then not pay for anything!  Oh, I guess they are already doing that!  
Do you have a pet peeve or something to rant about?